PROPERTY PROFILE: A description of your property, showing ownership, sales and loan information, real estate tax information, community and school district information, and comparables showing similar property trends.

TITLE WORK: An examination of public records, to reveal liens, claims or encumbrances against the property. This information can be reported verbally to you or in written form of a title commitment.

ESCROW WORK: The escrow agent is a neutral third party chosen by the buyer and seller to carry out their purchase agreement. The escrow agent bases the closing on the purchase agreement or other written instructions. They handle the payoff of any liens/loans and disbursement of funds, all in one location for your convenience.

TITLE AND ESCROW WORK: This would include the title exam, title insurance, and disbursement of funds, all in one location for your convenience.

ADDITIONAL SERVICES AVAILABLE UPON REQUEST

LOCATION SURVEY: Mortgage location surveys are usually required by the lender in order to obtain additional title insurance against encroachments, easements, rights of parties in possession, and potential mechanic's liens on a new construction. The mortgage location survey does not call for there to be pins placed on the property, therefore, if this is what you are looking for, you would need to order a boundary survey from a registered surveyor. You can contact us for a list of surveyors.
FLOOD CERTIFICATIONS: Indicates what flood zone the property is located in, as to whether or not that community participates in the National Flood Act. (24 hour turn around time)
TERMITE INSPECTIONS: Required on all VA and FHA loans. This is an inspection by a certified company to determine whether there are any wood destroying insects or damage visible.
HOME WARRANTY: A home warranty can be provided by the seller or purchased by the buyer. The home warranty provides a warranty to the buyer on certain critical systems in your home.
APPRAISAL: An evaluation of the property to determine the fair market value. An appraisal is based on an inspection of the neighborhood, subject property, and market comparables.
1031 LIKE KIND EXCHANGE: In general, section 1031 of the Internal Revenue Code allows an owner to exchange one property for another and defer payment of state and federal capital gains taxes, as long as both properties are of "like-kind." A 1031 is the sale of one property followed by the purchase of another. It is critical that funds are held by a qualified intermediary, that both properties are "like-kind," and that the exchange time period requirements are met. Always discuss your intended exchange with your tax advisor first.